Interest Rate and Sustainability of Basler Kantonalbank (BKB) in Basel, Switzerland


  • Henri Wermuth Nizam University of Bern
  • Roger Druey Sahetapy University of Bern
  • Cédric Köppel Supro University of Bern



Ensuring financial sustainability is crucial for banks, and they should carefully manage credit risk, adjust rates based on market conditions, and maintain a healthy loan portfolio to support long-term profitability and stability. Transparent communication and collaboration with stakeholders are essential for banks to foster trust, share best practices, and drive collective efforts towards sustainability in the financial sector. The findings suggest that Basler Kantonalbank (BKB) has successfully integrated sustainability into its interest rate policies. The bank offers preferential rates for sustainable projects, aligning with environmental and social goals in Basel, Switzerland. BKB's interest rate policy contributes to its financial sustainability by carefully managing credit risk and maintaining a healthy loan portfolio. The bank's transparent communication and commitment to financial education further foster trust and responsible financial decision-making. BKB's has put on proactive efforts to reduce its own environmental footprint, demonstrating a comprehensive approach to sustainability. By implementing energy-efficient measures and promoting responsible consumption, BKB sets an example for other financial institutions and contributes to a more sustainable future. In conclusion, Basler Kantonalbank (BKB) has effectively demonstrated that interest rate policies can be aligned with sustainability objectives. The bank's commitment to offering preferential rates for sustainable projects, financial stability, and responsible banking practices positions it as a leader in promoting sustainability in Basel, Switzerland. Basler Kantonalbank (BKB) should continue to expand its sustainability criteria for determining preferential interest rates, ensuring they encompass emerging sustainable sectors and projects that have significant environmental and social impact. BKB should strengthen its impact measurement and reporting practices to provide transparent information on the positive environmental and social outcomes of its interest rate policies, enhancing accountability and enabling stakeholders to assess the bank's progress in driving sustainability.

Keywords: Interest Rate, Sustainability, Basler Kantonalbank, Switzerland

Author Biographies

Henri Wermuth Nizam, University of Bern

University of Bern

Roger Druey Sahetapy , University of Bern

University of Bern

Cédric Köppel Supro, University of Bern

University of Bern


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How to Cite

Nizam, H. W., Sahetapy , R. D., & Supro, C. K. (2023). Interest Rate and Sustainability of Basler Kantonalbank (BKB) in Basel, Switzerland. Journal of Finance and Accounting, 7(7), 1–11.