Opiyo, Fredrick Omondi, Salome Mwongeli Musau, and Anthony Mugetha Irungu. 2024. “Financial Technology Services, Government Regulations and Financial Inclusion of Small-Scale Fish Farmers in Homa Bay County, Kenya”. Journal of Finance and Accounting 8 (6):54-76. https://doi.org/10.53819/81018102t4270.