Ngigi, Samuel Mwirikia, Lucy Wamugo, and Jeremiah Koori. “Credit Risk Management and Performance of Mortgage Lending Commercial Banks in Kenya”. Journal of Finance and Accounting 5, no. 1 (June 21, 2021): 100–114. Accessed September 7, 2024. https://stratfordjournals.org/journals/index.php/journal-of-accounting/article/view/794.